Banking, investing, and saving — reimagined.
The modern financial platform that brings spending, saving, investing, and wealth together — built for the way you actually live, work, and grow your money.
Markets Outlook: Where the Next Cycle of Growth Begins
Our research team unpacks where members are putting their money to work in 2026, from index funds to thematic portfolios.
Member Portfolios · YTD
+12.84%
$28B+
Balances on platform
2.4M+
Members worldwide
32+
Countries supported
4.9★
App Store rating
Forbes · 2026
Fintech 50
Fast Company · 2026
Most Innovative
CB Insights · 2025
Fintech 100
Time · 2025
Best Inventions
Inc. · 2026
Best Workplaces
What We Do
Comprehensive financial solutions, one trusted partner.
From everyday banking to sophisticated capital markets execution, we deliver the expertise of a global institution with the attentiveness of a private firm.
Personal Banking
Everyday banking, elevated.
Premium checking, savings, credit cards, and lending solutions designed around your lifestyle, with award-winning digital tools.
- Premier Checking & Savings
- Cards with Travel Rewards
- Mortgage & Home Equity
Wealth Management
Generational wealth, intelligently planned.
Bespoke investment strategies and comprehensive financial planning for high-net-worth individuals, families, and family offices.
- Discretionary Portfolio Management
- Trust & Estate Planning
- Private Banking & Lending
Business Banking
Capital and tools to scale.
Tailored financial solutions for entrepreneurs and middle-market businesses, from working capital to international treasury.
- Working Capital Solutions
- Treasury & Payments
- Commercial Real Estate
Corporate & Investment Banking
Strategic advisory, global reach.
Full-service investment banking, capital markets, M&A advisory, and global markets execution for institutions worldwide.
- M&A Advisory
- Equity & Debt Capital Markets
- Global Markets & Research
Today's Rates
Competitive rates, transparently published.
Live · Updated 9:32 AM ET
Premier Savings
Variable
4.50%
12-Month CD
12 months
4.85%
24-Month CD
24 months
4.95%
60-Month CD
60 months
4.40%
Money Market
Variable
4.25%
Disclosure. Rates are indicative and subject to change. APY assumes interest is reinvested. APR includes interest and certain fees but excludes taxes and insurance. Deposits are held at our partner banks, each a Member FDIC, and pass-through insurance may be available up to applicable limits. Loans subject to credit approval.
By The Numbers
Built fast, built right, built to last.
One platform, millions of members, billions in motion. The numbers behind the most-loved financial product launching today.
Members Worldwide
And adding 60K every month
Balances on Platform
Across deposits, brokerage, and savings
Average App Rating
From 480K+ App Store reviews
Platform Uptime
Measured over the trailing 12 months
Countries Supported
With localized payments and currencies
Type II Certified
Independently audited every year
Research & Insights
Intelligence that moves markets.
Original research, market commentary, and proprietary data from over 1,200 analysts across global financial centers.
The Decade Ahead: Capital Markets in a Multi-Polar World
Our Global Research team examines the structural shifts reshaping capital flows, monetary policy divergence, and the rise of alternative reserve currencies through 2030.
Dr. Elena Vasquez
Chief Investment Strategist
Equity Research
AI Infrastructure: Beyond the Hype Cycle
Quantifying the multi-year capital expenditure wave in semiconductors, data centers, and energy.
8 min read
Macro Strategy
Emerging Markets: A Selective Opportunity
Identifying high-conviction allocations across fixed income and local currency in 2026.
10 min read
Wealth Planning
Tax-Efficient Wealth Transfer Strategies
Navigating estate planning under evolving regulatory frameworks for ultra-high-net-worth families.
6 min read
Built for Anywhere
One platform, global by default.
From day one, Meridian was designed for a borderless world. Hold and spend in 28 currencies, transfer money to 32 countries with a tap, and get support in your language — wherever you call home.
32+
Countries
28
Currencies
2.4M+
Members
24/7
Support
Americas
14
Countries
1.4M
Members
EN · ES · PT
Languages
Europe, Middle East & Africa
12
Countries
680K
Members
EN · DE · FR · NL · ES
Languages
Asia Pacific
6
Countries
320K
Members
EN · JA · ZH · KO
Languages
New countries added every quarter. Request your market.
Check availabilityWhy Meridian
Modern banking that works the way you think.
We took every painful, slow, hidden-fee experience in legacy banking and rebuilt it from scratch — with the security of a regulated institution and the speed of a great app.
Bank-Level Security
Multi-layer encryption, biometric authentication, and 24/7 fraud monitoring protect your assets and personal information.
Digital-First Banking
Manage accounts, transfer funds, and invest from anywhere with our award-winning mobile and online platforms.
Global Access
Access your accounts and services across 100+ countries with no foreign transaction fees on select accounts.
Award-Winning Experience
Forbes Fintech 50, Fast Company Most Innovative, and a 4.9★ App Store rating from 480K+ members.
24/7 Availability
Banking that never sleeps. Access support, make transactions, and manage investments any time, day or night.
Dedicated Support
Personal relationship managers and specialist teams provide tailored guidance and bespoke solutions.
Client Stories
Loved by founders, families, and operators.
“I run my entire business on Meridian — payroll, FX, treasury, the works. What used to take five vendors and a CFO now happens in one app.”
Sarah Chen
Founder & CEO, TechVentures Inc.
Business · since 2022
“I switched my whole financial life to Meridian last year. The savings yield is best-in-class, and I finally have one place that ties everything together.”
Michael Richardson
Member, Brooklyn, NY
Personal + Wealth · since 2024
“From our seed round to our Series B, Meridian has been our financial backbone. The team genuinely thinks like operators — not bankers.”
David Park
Chief Executive Officer, Innovate Labs
Business · since 2023
As featured in
Newsroom
In the news.
Meridian Reports Record Q1 2026 Earnings, Exceeds Analyst Expectations
Net income of $14.2 billion reflects strong performance across all business segments, driven by growth in wealth management and investment banking.
Meridian Commits $100 Billion to Climate Finance Initiatives by 2030
Expanded commitment includes financing for renewable energy projects, green bonds, and sustainable infrastructure development globally.
Meridian Launches Next-Generation Digital Banking Platform
New platform features AI-powered financial insights, enhanced security protocols, and seamless integration across all devices and currencies.
Get Started
Ready to build your financial future?
Whether you're opening your first account, growing your investments, or optimizing your business finances, our team is here to help you every step of the way.