Personal Banking
Banking, refined for everyday life.
Premium checking, savings, lending, and credit solutions designed around your lifestyle, with award-winning digital tools and 24/7 advisor access.
Solutions
Explore the personal banking portfolio.
Each solution is designed by specialists and delivered through a single, coordinated relationship team.
Checking Accounts
Everyday banking with premium benefits.
Premier checking with no monthly fees, ATM rebates worldwide, and concierge service.
Monthly Fee
$0
ATM Network
55,000+
Savings & CDs
Grow your money with confidence.
High-yield savings and certificate of deposit options with flexible terms.
Top APY
4.85%
Insurance
Pass-through
Credit Cards
Rewards that travel with you.
Premium cards for travel, dining, and everyday spending.
Top Multiplier
6x
Welcome Bonus
100k pts
Mortgages
Home financing, simplified.
Conventional, jumbo, and specialty home loans with rate-lock guarantees.
Avg Close
21 days
Max Loan
$30M
Auto Loans
Drive away with the best rate.
Competitive rates for new, used, and refinanced vehicles.
Starting APR
4.99%
Decision
60 sec
Personal Loans
Flexible financing, on your terms.
Unsecured personal loans up to $100,000 with fixed rates.
Max Loan
$100k
Starting APR
7.49%
Why Meridian
A modern approach to personal banking.
Built from scratch by people who were tired of legacy banking. Every product is designed around how you actually live, work, and grow your money — with real humans behind every interaction.
2.4M+
Active members
$28B
Balances on platform
32+
Countries supported
4.9★
App Store rating
Common Questions
Questions, answered.
Don't see your question? Our relationship bankers are available 24/7 to help.
Get Started
Ready to explore personal banking?
Connect with a personal banking specialist to discuss your goals and design the right solution.