Personal Banking
Savings & CDs
Whether you're saving for the short term or locking in rates for years, Meridian Savings and CDs offer some of the most competitive yields in the industry. Deposits are held at our partner banks, each a Member FDIC, with pass-through insurance available up to applicable limits.
Top APY
4.85%
Insurance
Pass-through
Minimum
$0
What's included
Grow your money with confidence.
- High-yield savings up to 4.85% APY
- CD terms from 3 months to 5 years
- No minimum balance requirements
- Automatic savings tools and goals
- Pass-through FDIC insurance via partner banks
Apply Today
Get started
Most applications complete in under 7 minutes. Funding available within one business day for qualified applicants.
Need help deciding?
1-800-MERIDIANThe Meridian difference
Designed for clients who expect more.
Top-Tier Yields
Consistently ranked in the top 5% nationally for APY.
Flexible Terms
Choose the structure that fits your timeline and liquidity needs.
Goal-Based Saving
Tools to set, track, and accelerate your savings goals.
Also explore
Other personal banking solutions
Common Questions
Questions, answered.
Don't see your question? Our relationship bankers are available 24/7 to help.
Get Started
Get started with Savings & CDs.
Apply online in minutes, or speak with a relationship banker about your goals.